Customers typically turn to payday loans when they're strapped for cash, hit a highway bump or can't wait until their subsequent paycheck to pay their payments.
Lenders may additionally provide financial schooling opportunities.
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Loans are for small quantities, have affordable rates of interest, with phrases of anywhere from 12 to 24 months.
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Cost cards haven't got an rate of interest, but steep penalties may be assessed if the full balance is not paid by the due date.
The regulation limits the rate of interest on payday loans. Loans must be used for brief-time period monetary wants only, and not as a protracted-term resolution.
The regulation limits the rate of interest on payday loans. Loans must be used for brief-time period monetary wants only, and not as a protracted-term resolution.
